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IMPORTANT 2009 HURRICANE
PREPARATION INFO
1) Flood damage from
hurricanes is NOT covered by your home or fire property
insurance policy on your residence or business. Even if you
are not in a designated flood zone, flood insurance is
recommended. You MUST have a separate FLOOD insurance
policy through the National Flood Insurance Program. There
is a 30-DAY WAITING PERIOD before a new flood policy will
become effective. Call or come by our office TODAY to get
your flood policy!
2) Have a summary of your insurance policies with you if you
must evacuate. NOW IS THE TIME to review your coverage
levels on each policy (home, wind, flood, auto, etc) and
your mortgage holders to ensure that your coverage is
adequate and that all information is correct on your
policy. Be sure you know your carrier's name and policy
number for all of your policies. You may contact us (email:
info@treutel.com,
phone: 228-467-5662, fax: 228-466-4314) if you need policy
information or if you need any changes to your policy.
2) Home and business preparations:
* Remove yard debris, like dead tree limbs, that could
become flying missiles
* Have a safe place to park your cars or store your boat
* Back-up computer records and store them at least 50 miles
off-site
* Gather important papers, including inventory lists and
insurance information, to take with you if you
must evacuate (keep valuable papers in a WATERPROOF
container)
* Take pictures or video your possessions to assist in
documenting
3) If you evacuate, email us
info@treutel.com with
your contact information (address and phone number)
4) If a hurricane strikes our area,
MAKE PERSONAL SAFETY YOUR FIRST PRIORITY! (Beware of
dangling electrical wires, broken gas lines, etc.)
5) If you have hurricane damage, report it to us as soon as
possible - call 228-467-5662 or email:
info@treutel.com or
fax 228-466-4314. You may also report your claim directly
to the appropriate carrier (phone numbers will be available
at www.treutel.com).
Recognize that communication lines may be impaired, but keep
trying!
6) Following a storm, make temporary
repairs and take pictures of all damage. Don't throw away
any valuables until an adjuster has personally seen and
documented them.
7) Thoroughly document your damage by
listing damaged/destroyed items along with estimated values
to provide to your adjuster. Take pictures if possible.
8) Your adjuster will discuss with you
which damages are covered under your policy. Make a note of
your adjuster's name and number, as well as the claim number
you will be assigned. You will be assigned a different
adjuster for each policy that you have. Keep in touch with
your adjuster(s), at least weekly, until your claim is
settled.
9) Contact Treutel Insurance (email:
info@treutel.com,
phone: 228-467-5662, fax: 228-466-4314) with any questions
you may have. May God bless us all during this hurricane
season. |
